There are those defining moments in life. The moments you use to wait and wish for during some of your darkest hours. And I had one of mine today. I've been taking a personal finance class at the University of Washington Tacoma, taught by two Professors, Kirk Mandlin and Dean Bennion. Tonight was the first... Continue Reading →
Year-End Reflections on Money, Growth, and Learning to Protect Your Energy
At the beginning of this year, I wrote about losing my mentor and still holding onto a sense of excitement for how the year might end. It’s safe to say that the year is ending on a higher note, though some of the same somber undertones are still there.I’m officially on winter break now. I... Continue Reading →
Honoring My Late Mentor on a Monday Afternoon, While Reflecting on Wealth Building
It's a Monday late noon, and I am sitting in a café that myself, my mentor, and my son used to frequent together. I hadn't stepped in it since the beginning of the year, and when I did, it was only for a brief while to get food to take home. However, as the kid... Continue Reading →
Finding Home in Finance: A Reflection on Habits, Patience, and Mastery
There comes a moment in life when things click into place. For me, it wasn’t a sudden epiphany; it was a slow dawning, a series of small wake-up calls that finally added up. I’ve been in school since April 2024, putting every ounce of energy into my classes, trying to prove something to myself, maybe... Continue Reading →
Portfolio Autopsy: Coca-Cola (KO): How a handful of slow, steady purchases turned into a 37% return and a compounding machine.
It's that time of year again ( the holidays), and as always, I've found myself looking at our first-ever serious investment that happens to be the Coca-Cola Company. There are stocks you buy for excitement, and there are stocks you buy to sleep well at night. Coca-Cola is the latter. It’s the kind of company that... Continue Reading →
How Administrative Overreach Creates Ripple Effects Across Universities, Communities, and the Entire Economy
Have you ever watched one small thing happen and realized later it wasn’t small at all? That’s exactly what happened to me recently. I was at an event where there’s usually a full hot lunch, catered trays, real meals, the whole setup. But this time? Snacks from Costco. No catered lunch. Instead, there were: granola... Continue Reading →
Helping the Ready: What the $300 Dog Taught Me About Letting Go
(A Reflection on Financial Readiness, Boundaries, and Emotional Bandwidth) Realizing You Can’t Help Everyone Financially I used to think that if you cared enough, you could help anyone. I don’t believe that anymore. Recently, a friend of mine was thinking about adopting a dog as a Christmas present for her son, a $300 expense, while... Continue Reading →
Letting Go of Perfection This Fall: Building Wealth, a Life, and a Heart That Can Hold It
Fall always does this to me, the air turns crisp, the trees start letting go, and suddenly it feels like the season is asking you to reflect, too. I’ve been rearranging my furniture, cleaning my place, and feeling grounded again. Tonight I’ve had soft music on, the kind I used to play during seasons of... Continue Reading →
Why People from Hard Backgrounds Are the Prime Targets of MLMs (And What No One Tells Them)
When you’ve spent your whole life just trying to survive, the first time you can breathe feels like wealth. You’ve paid down a few bills, maybe built a small cushion. For once, you’re not checking your bank app every morning to make sure you didn’t overdraft. That small moment of peace is exactly when the... Continue Reading →
What My Days Look Like Lately (Fall Quarter Update)
I know it’s been a while since I’ve shared what life looks like on my side of the screen. School started on September 24th, and these past few weeks have been about building a rhythm that feels like mine for the first time in a long time. For nearly 18 years my routines have always... Continue Reading →
