A blog about college, investing, cooking, psychology, saving money and general life concepts.
Learning to Read the Market's Mood Let’s say you already know the basics of stock futures: they’re contracts that let you agree today on the price of something tomorrow. Maybe you read our last article, Stock Futures 101: What They Are, Why They Matter, and What It Means When They Fall where we broke it all... Continue Reading →
Gas is five bucks a gallon. Rent just hit a new high. Your check barely covers groceries, and your kid's field trip just added another $30 to the pile. So you do what millions of Americans do when the math stops mathing: you head to Dollar Tree. You’re not the only one. When the economy... Continue Reading →
You come home after a long day, toss your keys on the counter, and flip through the mail. You’re still feeling the weight of the market crash that’s been going on for weeks. The economy’s in a slump, layoffs are happening, and everyone is tightening their belts. You open your brokerage account, your stomach turns... Continue Reading →
The other day, you came home from work, kicked off your boots, and headed straight to the living room. The TV was already blaring, and you caught a glimpse of the red banner across the bottom of the screen: BREAKING NEWS – STOCK MARKET CRASHING. The Dow Jones was down 1,500 points. Your stomach dropped.... Continue Reading →
Surviving a Recession Without Losing Your Sanity When the economy takes a hit, everything changes, jobs become unstable, prices rise, and suddenly, the money that used to cover your bills and lifestyle doesn’t stretch as far. Maybe you’ve already felt this shift: Grocery prices keep climbing, so you’re buying fewer name-brand items. Gas is expensive,... Continue Reading →
If economic growth depended only on saving money and investing in infrastructure, then every country that built more roads and factories would thrive indefinitely. But we know that’s not the case. Some economies continue to grow even after reaching high levels of development, while others struggle despite massive investments. Why? This is where Endogenous Growth... Continue Reading →
Economic growth isn’t just about saving money and investing it in factories or infrastructure. If that were the case, every country that poured money into construction projects would become an economic superpower. But that’s not what happens. Some economies keep growing while others hit a wall. Why? That’s where Solow’s Growth Theory comes in. The... Continue Reading →
Economic growth is like trying to ride a bike, you need the right balance of investment and savings to keep moving forward. The Harrod-Domar Growth Model is one of the earliest attempts to explain what makes economies grow and why they sometimes struggle. Developed in the 1930s and 1940s, this theory highlights two key factors:... Continue Reading →
Why do we hold onto things we don’t need? Why do some people refuse to part with old, worn-out items, and why do others struggle to invest their money, even when they have enough? The answer lies in the Endowment Effect, a cognitive bias that causes us to overvalue what we own simply because it... Continue Reading →
How does childhood scarcity impact decision-making in adulthood? This question has been at the center of research in psychology, behavioral economics, and sociology. When individuals grow up in an environment where basic needs, food, shelter, financial security, are uncertain, it shapes their cognitive processes, financial habits, and long-term planning abilities. This phenomenon, known as the... Continue Reading →
The Broke College Student 