A blog about college, investing, cooking, psychology, saving money and general life concepts.
What is the Consumer Price Index (CPI)? Let’s say you’ve been keeping track of the prices at your local grocery store. A loaf of bread was $2 a few months ago, but now it costs $2.50. You start wondering: Is this just my store, or is this happening everywhere? Well, the Consumer Price Index (CPI)... Continue Reading →
Why Should You Care About Consumer Theory? Ever noticed how your spending habits change when prices go up or when you start making more money? Maybe you used to get a fancy coffee every morning, but when prices went up, you switched to making coffee at home. Or maybe you got a raise and suddenly... Continue Reading →
Ever noticed how the prices of things we want can change, seemingly out of nowhere? One minute, an item you’ve been eyeing is at full price, and the next, it’s mysteriously on sale. Well, it’s not magic, it’s dynamic pricing. Online stores and apps track your every move to adjust prices and offer discounts based... Continue Reading →
If you’ve ever watched Trading Places, you know that commodities trading can be fast, chaotic, and incredibly profitable (or devastating). But what exactly are commodities? Why do people trade them? And how do they impact our daily lives? In the movie, Eddie Murphy’s character goes from street hustler to commodities trader, learning how the price... Continue Reading →
What Is Opportunity Cost? Imagine you’re sitting at home, trying to decide what to do with your Saturday. You’ve got two options: Option A: Go out with your friends to the park and enjoy a fun, relaxing day. Option B: Stay in and work on that side project you’ve been putting off, knowing it could... Continue Reading →
What is Inflation? Before we get into how inflation affects the value of assets, let's start with the basics: What is inflation? Inflation is when the prices of goods and services rise over time, which means your money doesn’t stretch as far as it used to. For example, if a loaf of bread costs $1... Continue Reading →
Introduction: ROI—What Does It Mean? Before we jump into the comparison, let’s clarify what ROI means. Return on Investment (ROI) is a performance measure used to evaluate the efficiency or profitability of an investment. It's calculated by dividing the gain (or loss) from an investment by the initial cost and then multiplying by 100 to... Continue Reading →
What Are Productive Assets? Imagine you’re planting seeds to grow a garden. Some seeds will give you flowers or fruit that you can enjoy today, but others will grow into plants that keep giving you produce over and over again, year after year. Productive assets are like those plants that keep giving you something of... Continue Reading →
If you’ve ever watched the financial news, you’ve probably heard phrases like “stock futures are down” or “futures signal a higher open.” But what does that actually mean? And why do traders care so much about stock futures before the market even opens? To make this fun, let’s borrow a little inspiration from the classic... Continue Reading →
The Stock Market in Simple Terms If you've ever heard people talk about the stock market, you’ve probably heard terms like stocks, bonds, and shares floating around. You might have wondered, “What does all of this really mean? How does the stock market work, and why should I care?” Picture this: The stock market is... Continue Reading →
The Broke College Student 