A blog about college, investing, cooking, psychology, saving money and general life concepts.
There comes a moment in life when things click into place. For me, it wasn’t a sudden epiphany; it was a slow dawning, a series of small wake-up calls that finally added up. I’ve been in school since April 2024, putting every ounce of energy into my classes, trying to prove something to myself, maybe... Continue Reading →
It's that time of year again ( the holidays), and as always, I've found myself looking at our first-ever serious investment that happens to be the Coca-Cola Company. There are stocks you buy for excitement, and there are stocks you buy to sleep well at night. Coca-Cola is the latter. It’s the kind of company that... Continue Reading →
Titanic Inertia: When Legacy Becomes a Liability I want to walk you through a critical concept in investing that many overlook: the relationship between qualitative and quantitative factors. As you’ll see, this is about more than just numbers or spreadsheets; it’s about understanding how people run businesses, how financial data reflects behavior, and how investor... Continue Reading →
The holidays are a season of warmth, family, and food. Somewhere, right now, the smell of pumpkin pie is drifting through a kitchen. Picture it: a pumpkin pie fresh out of the oven, golden and fragrant. Everyone at the table is already eyeing their share. 🎃 Now imagine you’ve promised this pie to eight people.... Continue Reading →
If you’ve ever spoken with a friend who talks about their “investments” as if they were possessions, trophies to be shown rather than living assets to be tended, you’re not alone. You can probably hear it in their tone: “I’ll be comfortable once I have some investments.” That sentence sounds harmless, even responsible. But underneath... Continue Reading →
Most people think investing is complicated because the experts make it sound that way. Throw in a few Greek letters, an equation or two, and suddenly the average reader feels like they’ve wandered into an engineering seminar. But here’s the truth: the big ideas in investing are not hard to understand. They never were. What... Continue Reading →
When people first hear about “owner’s earnings,” the term can sound like another piece of Wall Street jargon, something thrown around to impress rather than to clarify. But Warren Buffett and Charlie Munger use it for a reason. Owner’s earnings cut through the accounting noise and tell you, the investor, what really matters: how much... Continue Reading →
This evening, I put on some music and found myself rereading The Complete Investor by Tren Griffin, a book that distills the wisdom of Charlie Munger through the lens of rational decision-making. In Chapter 4, The Psychology of Human Misjudgment, Griffin brings up one of Munger’s most humbling ideas: the over-optimism tendency. It hit me... Continue Reading →
There’s a story I came across recently that stuck with me. The kind that doesn’t scream, but hums. It came from an article on the Dividend Growth Investor site, quoting something Christopher Davis once said about his grandfather, the legendary investor Shelby Davis. As a teenager, Christopher forgot his wallet one summer while working and... Continue Reading →
You shut down your laptop at 8 p.m. The market’s closed, dinner’s done, you’re half-asleep on the couch, then you glance at your phone one last time and see it: S&P 500 futures down 1.4% The regular market is asleep, but stock futures are throwing a midnight party in the dark. Why? Who’s even trading... Continue Reading →
The Broke College Student 