A blog about college, investing, cooking, psychology, saving money and general life concepts.
It's that time of year again ( the holidays), and as always, I've found myself looking at our first-ever serious investment that happens to be the Coca-Cola Company. There are stocks you buy for excitement, and there are stocks you buy to sleep well at night. Coca-Cola is the latter. It’s the kind of company that... Continue Reading →
Titanic Inertia: When Legacy Becomes a Liability I want to walk you through a critical concept in investing that many overlook: the relationship between qualitative and quantitative factors. As you’ll see, this is about more than just numbers or spreadsheets; it’s about understanding how people run businesses, how financial data reflects behavior, and how investor... Continue Reading →
Most people think investing is complicated because the experts make it sound that way. Throw in a few Greek letters, an equation or two, and suddenly the average reader feels like they’ve wandered into an engineering seminar. But here’s the truth: the big ideas in investing are not hard to understand. They never were. What... Continue Reading →
When people first hear about “owner’s earnings,” the term can sound like another piece of Wall Street jargon, something thrown around to impress rather than to clarify. But Warren Buffett and Charlie Munger use it for a reason. Owner’s earnings cut through the accounting noise and tell you, the investor, what really matters: how much... Continue Reading →
A chance conversation outside a grocery store turned into a reflection on Warren Buffett, Berkshire Hathaway, and how true investors think long-term, even when the headlines get loud. In a world obsessed with fast gains and market drama, this post is about staying steady, trusting your strategy, and understanding why Buffett built something meant to... Continue Reading →
It’s hard to imagine a world where Warren Buffett isn’t at the helm of Berkshire Hathaway. But here we are, and Buffett, the man who has shaped the world of investing for decades, is planning to retire soon. At 94 years old, he’s one of the most influential figures in business history, and his investment... Continue Reading →
The stock market is often presented like a buffet: grab a little of everything, toss it on a plate, and you’ll be fine. For a lot of people, that buffet is the S&P 500. It’s what you hear in finance books, blogs, and TikTok videos, “Just buy the index.” And truth be told, it’s not... Continue Reading →
It’s never too late to start planning for your future, even if you’re in your 40s or 50s and feel like retirement is a distant or overwhelming goal. If you're wondering whether it’s possible to catch up and if you can afford to take some risks without sacrificing your present, you're not alone. Many people... Continue Reading →
Let’s be honest, money advice is everywhere. “Invest now!” “Buy real estate!” “Start a side hustle!” But most of it skips over a key part of the conversation: how your money choices affect your peace of mind. Not just your bank account. If you’re living paycheck to paycheck, or you grew up with financial instability,... Continue Reading →
Imagine this: you finally have enough money to buy a second property. It’s a small duplex in a popular city. One side is already rented to a long-term tenant. The other is empty. You have two choices: Rent it out long-term and make a steady, lower monthly income. List it on Airbnb and triple your... Continue Reading →
The Broke College Student 