A blog about college, investing, cooking, psychology, saving money and general life concepts.
When it comes to money, investing, and financial decisions, we like to believe we’re making choices based on logic and reason. But in reality, our brains are wired to take shortcuts. These shortcuts, known as cognitive biases, shape how we think, feel, and ultimately act, often without us even realizing it. And when it comes... Continue Reading →
What is Inflation? Before we get into how inflation affects the value of assets, let's start with the basics: What is inflation? Inflation is when the prices of goods and services rise over time, which means your money doesn’t stretch as far as it used to. For example, if a loaf of bread costs $1... Continue Reading →
Introduction: ROI—What Does It Mean? Before we jump into the comparison, let’s clarify what ROI means. Return on Investment (ROI) is a performance measure used to evaluate the efficiency or profitability of an investment. It's calculated by dividing the gain (or loss) from an investment by the initial cost and then multiplying by 100 to... Continue Reading →
What Are Productive Assets? Imagine you’re planting seeds to grow a garden. Some seeds will give you flowers or fruit that you can enjoy today, but others will grow into plants that keep giving you produce over and over again, year after year. Productive assets are like those plants that keep giving you something of... Continue Reading →
If you’ve ever watched the financial news, you’ve probably heard phrases like “stock futures are down” or “futures signal a higher open.” But what does that actually mean? And why do traders care so much about stock futures before the market even opens? To make this fun, let’s borrow a little inspiration from the classic... Continue Reading →
The Stock Market in Simple Terms If you've ever heard people talk about the stock market, you’ve probably heard terms like stocks, bonds, and shares floating around. You might have wondered, “What does all of this really mean? How does the stock market work, and why should I care?” Picture this: The stock market is... Continue Reading →
Have you ever hesitated to put money into the stock market, yet had no problem spending $5 on a Starbucks latte, $10 on overpriced campus snacks, or $20 on drinks over the weekend? If so, you’re not alone. Many people are more comfortable with spending money on small, everyday purchases than investing it in stocks,... Continue Reading →
The Moment I Knew I Had to Invest For years, I thought investing was only for people with thousands of dollars lying around. As someone on a low income, I couldn’t imagine how I’d ever build wealth when most of my money went toward essentials. But at the same time, I knew I needed another... Continue Reading →
Ever wondered how fast financial fortune can change? Meet Louis Winthorpe III, the privileged and wealthy commodities broker from Trading Places, who goes from an elite lifestyle to complete financial ruin overnight, only to fight his way back. His journey is a powerful lesson in financial resilience, the unpredictability of wealth, and how financial literacy... Continue Reading →
Ever been told that you need a fancy finance degree to make smart investments? Well, meet Forrest Gump, whose unassuming approach to life, and a lucky investment in Apple, teaches us that opportunity, patience, and a little bit of faith can lead to financial success, no matter how humble the beginning. The Simple Financial Lessons... Continue Reading →
The Broke College Student 