A blog about college, investing, cooking, psychology, saving money and general life concepts.
In the world of investing, there's a well-known saying: "Be fearful when others are greedy, and greedy when others are fearful." This quote from Warren Buffett is more than just a catchy phrase—it’s a proven approach to investing. It’s not about chasing quick profits or making impulsive moves. Instead, it’s about thinking strategically, like a... Continue Reading →
I came across this Google Doc I wrote years ago, which started as a conversation in ChatGPT. As someone who’s loved reading for as long as I can remember, I was a Hooked on Phonics kid—probably due to my dyslexia, which I didn’t know I had at the time. I always thought it was because... Continue Reading →
Introduction: Mr. Market and His Mood Swings Investing legend Benjamin Graham introduced one of the most useful mental models for understanding the stock market: Mr. Market. He’s an emotional, unpredictable friend who constantly changes his mind about what stocks are worth. Some days, he’s euphoric, pricing everything sky-high. Other days, he’s deeply depressed, selling stocks... Continue Reading →
Introduction: The Wisdom of Charlie Munger and Ben Graham’s Cigar Butt Strategy I was reading a library book on the bus on the ride home after picking up my teen some breakfast cereal and gaming snacks, and I came across this wisdom from Charlie Munger on Ben Graham and cigar butts. It really got me... Continue Reading →
As I was getting my laundry ready today, I came across a stock headline about Kenvue, the spinoff from Johnson & Johnson. A financial analyst dropped their price target to $26 per share, and it got me thinking—this is exactly why fundamentals should be the focus for any value investor. At the end of the... Continue Reading →
Investing doesn’t need to be complicated. Over the years, I’ve come to realize that some of the best investors—like Warren Buffett, Charlie Munger, and Ben Graham—embrace a straightforward, almost old-school approach to evaluating businesses. They focus on quantitative and qualitative factors that anyone can understand, without getting bogged down in intricate financial models or projections... Continue Reading →
Investing Isn’t Just Numbers—It’s a Mental Game I’ve never actually come close to selling my investments, but I’d be lying if I said the thought never crossed my mind. There have been moments—especially during the election year and the current administration —where I’ve sat there thinking, Should I even have my money in the market... Continue Reading →
Something I’ve noticed in the last couple of years is how people are confusing their political views and personal beliefs with the success of publicly traded companies. This is severely misguided. While they’re focused on boycotting Disney for catering to an inclusive fan base or claiming Nike is doomed because of its social stances, they... Continue Reading →
John Maynard Keynes once said:"It is not a case of choosing those [faces] that, to the best of one's judgment, are really the prettiest, nor even those that average opinion genuinely thinks the prettiest. We have reached the third degree where we devote our intelligences to anticipating what average opinion expects the average opinion to... Continue Reading →
When I first started learning about investing, I thought the experts—Buffett, Munger, all those big names—were running complicated calculations, predicting market movements, and using fancy formulas like Discounted Cash Flow (DCF) to make their decisions. It turns out, I had it all wrong. Value Investors Don’t Predict the Market I’ve been reading about Charlie Munger... Continue Reading →
The Broke College Student 