A blog about college, investing, cooking, psychology, saving money and general life concepts.
Most people think investing is complicated because the experts make it sound that way. Throw in a few Greek letters, an equation or two, and suddenly the average reader feels like they’ve wandered into an engineering seminar. But here’s the truth: the big ideas in investing are not hard to understand. They never were. What... Continue Reading →
Somewhere along the line, we decided the road to success was paved with endless workdays and side hustles stacked on top of day jobs. If you’re not busy, you’re falling behind. Hustle culture measures success by how much you do in 24 hours, not how much you keep in 24 years. The trouble is, most... Continue Reading →
This evening, I put on some music and found myself rereading The Complete Investor by Tren Griffin, a book that distills the wisdom of Charlie Munger through the lens of rational decision-making. In Chapter 4, The Psychology of Human Misjudgment, Griffin brings up one of Munger’s most humbling ideas: the over-optimism tendency. It hit me... Continue Reading →
You don't need to be a physicist to understand why some people stay broke for decades while others quietly build wealth in the background. You just need to understand a little bit of motion, and a whole lot of human behavior. In physics, Newton’s First Law says an object in motion stays in motion unless... Continue Reading →
Everyone thinks wealth is just about money. Get rich, and your problems disappear, right? Wrong. Money’s the easy part. Protecting your focus and your mental bandwidth, that's the real battle. Focus is your ability to aim your energy toward what matters. Mental bandwidth is how much clean energy you have left to give. Lose either,... Continue Reading →
Why smart decisions become harder when your brain is broke, even if your wallet isn’t When people imagine the costs that hold them back financially, they think in numbers: rent, groceries, student loans, interest rates. But there’s another cost that doesn’t show up on your bank statement, and it might be the one silently wrecking... Continue Reading →
Why protecting your attention is the hidden wealth hack no one talks about When people talk about building wealth, they’ll mention saving money, cutting expenses, or investing smart. But the real cost in transformation, whether it’s financial, physical, or personal, isn’t money. It’s focus. And the people who lose the most aren’t the ones with... Continue Reading →
Charlie Munger, who passed away in 2023, was a living legend whose wisdom has shaped the world of investing and business. As Warren Buffett’s right-hand man and the vice chairman of Berkshire Hathaway, Munger built his fortune not by reinventing the wheel, but by mastering the best ideas others have already discovered. One of his... Continue Reading →
The Man Who Made People Smarter Charlie Munger wasn’t just a rich guy who knew how to invest, he was one of the sharpest thinkers of our time. As Warren Buffett’s right-hand man at Berkshire Hathaway, he helped build one of the most successful businesses in history. But what made Munger special wasn’t just money,... Continue Reading →
Ever wonder how some investors seem to make brilliant decisions while others constantly fall short? It might not be about luck, they’re likely using mental models to guide their thinking. Charlie Munger, one of the most revered investors of our time, firmly believed in the power of mental models, and his decision-making framework helped him... Continue Reading →
The Broke College Student 