A blog about college, investing, cooking, psychology, saving money and general life concepts.
During the height of the pandemic, when the world seemed to stand still, I found myself in a moment of reflection and action. Everything was uncertain, and I had no idea what was coming next, but I knew one thing: I needed a plan. So, I created a framework to keep my household running smoothly... Continue Reading →
Following Instincts in an Uncertain Time Lately, I’ve been thinking a lot about the importance of ownership—especially now, in 2025, when the current administration seems determined to limit or take away individual rights. There’s this instinct in me, almost primitive, that’s pushing me to go on the offensive in every aspect of my life. It’s... Continue Reading →
The psychological concept of Maslow's Hierarchy of Needs teaches us that at the base of the pyramid, our most basic needs—food, water, shelter—must be met before we can focus on anything else. When you're living check to check, when you're in survival mode, your mental and emotional energy is consumed by just meeting those needs.... Continue Reading →
When I walk outside, I often find myself picking up pennies. Many people overlook them, but I’ve come to realize the value of a penny. It’s a lost art to appreciate something that seems insignificant in the moment. But the truth is, these small steps add up to significant achievements over time. Small Investments Lead... Continue Reading →
When I first started my journey to understanding wealth, I got my hands on all the financial books I could find, including those that now read like a conman had written them. In the beginning, I didn’t know what to look for. I just knew one thing: I wanted to be well-off. It wasn’t until... Continue Reading →
I was scrolling through Instagram a week ago and came across a stay-at-home mother with two kids and a husband. She created an account on Instagram to document what she cooks for her family on a low-income budget. Most of the comments were encouraging and polite. Others, not so much. One common comment that was... Continue Reading →
This week, we did our grocery shopping at Safeway with a list in hand. We managed to stay $5 under budget for the week, and the leftover cash was immediately sent to our emergency fund. I meant it when I said in the last post that we were saying goodbye to Walmart. It felt right... Continue Reading →
For 2025, I have a goal in mind. One that I am not sure will work in the long run, but one I want to attempt for reasons that are personal to me and my household. That is, for 2025, I plan on not shopping at Walmart for the year and instead focusing on shopping at... Continue Reading →
Today, after enjoying Thanksgiving food, I did some online shopping for our own version of Black Friday and Christmas shopping. I sent $15 to the emergency fund, bought a share of Kenvue for $25, sent $6 into the Nike position, $50 into our Coca-Cola position, and then spent $156.90 on the replica jacket of Squad... Continue Reading →
I used to spend a lot of my early adult years deprived of wants and needs, on top of my adolescent years. I know I am not alone. There are a lot of people who spend their years deprived of their wants and needs, which makes us ripe for falling into the overconsumption trap. It... Continue Reading →
The Broke College Student 