A blog about college, investing, cooking, psychology, saving money and general life concepts.
You start a budget, then get distracted. You open your banking app, then close it without doing anything. You sign up for a money course, take notes for three days, then ghost it entirely. You feel guilty, tired, behind, and the worst part is, you knew better. But knowing and doing? Two different universes. In... Continue Reading →
You didn’t inherit money. But you did inherit something. Maybe it wasn’t a house or an investment account. Maybe it was the way your stomach drops when your card declines. The way your shoulders tense every time rent is due. The way you feel the need to check your bank app, even if you just... Continue Reading →
Some people walk into a bank and get offered a line of credit before they even ask. Others walk in with a folder full of paperwork, perfect grammar, clean clothes, and still get side-eyed like they’re there to rob the place. What’s the difference? It’s not always income. It’s not always debt. Sometimes, the biggest... Continue Reading →
There’s a certain kind of silence that comes when you open your banking app and see less than you expected. It’s not panic. It’s a quiet, familiar weight. A knowing. A memory. You think about that money you spent, on takeout, on clothes, on a trip you probably shouldn’t have taken, or maybe on survival.... Continue Reading →
If you grew up in survival mode, chances are money wasn’t just scarce, it was stressful, unpredictable, maybe even dangerous. Maybe your mom worked three jobs and still couldn’t keep the lights on. Maybe your dad drank away the rent money. Maybe you remember sneaking food into your backpack at school, not because you were... Continue Reading →
Leila is 46. She lives alone in a rent-controlled apartment that’s more studio than home. Her bookshelves are full of screenplays, poetry collections, and books on liberation theory. She has two cameras, a light kit, and a dozen tote bags from women-led film festivals across the country. She’s single, child-free, and completely untethered, by choice.... Continue Reading →
Money is supposed to make us feel secure. That’s the promise, isn’t it? Get enough, and your worries will disappear. Reach a certain balance, hit the income target, pay off the debt, and poof, the anxiety vanishes. And yet, for many people, that moment never arrives. They do all the right things. They earn, save,... Continue Reading →
Most people think money avoidance is about irresponsibility. That if someone just tried harder, or got organized, the problem would disappear. But avoiding your bank account isn’t about laziness, and it’s not a simple lack of discipline. It’s about psychology. It’s about emotional survival. And at its core, it’s about identity. To understand why you... Continue Reading →
Ezra is 23 and just recently aged out of the foster care system. For the first time in his life, he’s living entirely on his own, no caseworker, no group home, no social worker to check in on him. He has no parents or relatives to call for help. And now, he’s trying to survive... Continue Reading →
James is 35 years old, and he’s been a caregiver since he was 19. When most people were starting their adult lives, going to college, moving out, starting careers, James was suddenly responsible for someone else. His mother had a stroke when he was just finishing high school. The dreams he had of becoming a... Continue Reading →
The Broke College Student 