A blog about college, investing, cooking, psychology, saving money and general life concepts.
Recessions are a natural part of the economic cycle, but that doesn’t make them any less frightening. Economic downturns can cause job losses, financial strain, and anxiety about the future. While it’s impossible to predict exactly when a recession will happen or how severe it will be, there are proactive steps you can take to... Continue Reading →
I Used to Know Some… Well, Maybe a Few I’ve known plenty of people who made way more money than I did, $50,000 a year or more, while I was scraping by on a low income. And yet, despite drowning in debt, they somehow thought they were better with money than I was. To them,... Continue Reading →
The Endowment Effect is one of those sneaky psychological biases that influences how we handle money—whether we’re hoarding old clothes, refusing to sell a losing stock, or holding onto cash like it’s our last lifeline. But here’s the twist: while this bias can hurt your finances, it can also be harnessed to build wealth if... Continue Reading →
Why College Students Should Start Investing Early Investing isn't about getting rich overnight; it’s about building wealth over time. As a college student or young adult, you have a unique advantage—the gift of time. The earlier you start, the more compounding works in your favor. But where should you begin? There’s no shortage of books... Continue Reading →
The Cost of Regret in Money Decisions We’ve all been there—standing at the register, wondering why we just spent $200 on textbooks we might not even need, or staring at a stock chart, regretting selling too soon. The feeling is the same: I should have known better. But here’s the truth—whether you're a college student... Continue Reading →
Today I was watching The Banker, a movie about a Black investor who, at the time, was hindered from succeeding at the American dream. He had to become creative in how he went about acquiring real estate. Bernard Garrett and Joe Morris built an empire by understanding finance and real estate inside out, yet due... Continue Reading →
Chess is one of the oldest games in the world, a battle of minds where every move is intentional, every sacrifice calculated, and every victory earned through foresight and adaptability. It’s not just a game—it’s a way of thinking. It’s a framework for life. Those who treat life like chess stay ahead. Those who play... Continue Reading →
In a society that often celebrates lavish lifestyles, expensive cars, and designer clothes, the concept of stealth wealth—choosing to keep one’s wealth under wraps—might seem counterintuitive. However, for many individuals, living below their means and avoiding flashy displays of financial success is a conscious decision rooted in psychological well-being. Understanding the psychology behind stealth wealth... Continue Reading →
Changing your money habits should be simple—spend less, save more, invest wisely. So why do so many people stay stuck in the same financial struggles year after year? It’s not that they can’t change. It’s that change is uncomfortable, and struggling with money—while frustrating—is often the easier, more familiar path. The Psychology of Staying Stuck... Continue Reading →
The Reality of Inflation and Everyday Costs Inflation has hit nearly every aspect of our daily lives. From the cost of eggs to the price of toilet paper, it seems like basic necessities are getting more expensive by the day. Meanwhile, what we once considered luxuries—like streaming services and eating out—have become ingrained in our... Continue Reading →
The Broke College Student 