A blog about college, investing, cooking, psychology, saving money and general life concepts.
You think you are behind, but you are right where you want to be. This is the thought I had today as I was recalling conversations I had with a friend of mine who used to be one of my neighbors at an old apartment complex. It was my first apartment ever, and after a... Continue Reading →
Inflation, has changed my behavior when it comes to purchasing goods, such as bottled water. Not only is bottled water bad for the environment, due to the excess of plastic but it has become expensive to keep up with. My household goes through four cases a month at $5.28 per case, which is $253.44 annually.... Continue Reading →
Ever since I talked about needing to cut back on snacks and getting back in shape after having to adjust to being a college student—which means more time sitting at my desk—my tendency to save money has proven to show a correlation between consumption and saving money once again. Let me explain why and how... Continue Reading →
Something I want to introduce is a personal mental model that I am working on called Perceived Urgency Reduction. This framework helps me manage the pressure to make immediate spending decisions by recognizing that there will always be more opportunities and resources available in the future. I am sharing it here because it might be... Continue Reading →
Next month, I plan to see a movie at the Grand Cinema theater in my local city. I’ll be able to get in for free using my student ID and a piece of mail for proof of address. My teenager will also get in for free because he’s a student too. This is just another... Continue Reading →
Saving money as a student has its moments. I see students with Domino's, Chick-fil-A, McDonald's, and Starbucks from the nearby food places around us. The other week, I saw a chocolate peanut butter Muscle Milk that I was excited to try. There was no price tag, so I had it rung up, and it came... Continue Reading →
Near my college campus are two fast-food restaurants that used to be known for cheap eats: McDonald's and Taco Bell. There is also a Taco Time, and a Chick-fil-A, the latter I don't go to for personal reasons. Eating out, even as a low-income college student, used to be somewhat feasible, but lately, with the... Continue Reading →
Never underestimate the power of compounded efforts I find myself asking this question as I tap into savings for groceries once again this month just like the previous month. Yet, each month I put $300 back into savings because I learned years ago that through this habit I will find a way to keep as... Continue Reading →
The Broke College Student 