A blog about college, investing, cooking, psychology, saving money and general life concepts.
Let’s be honest, money advice is everywhere. “Invest now!” “Buy real estate!” “Start a side hustle!” But most of it skips over a key part of the conversation: how your money choices affect your peace of mind. Not just your bank account. If you’re living paycheck to paycheck, or you grew up with financial instability,... Continue Reading →
Imagine this: you finally have enough money to buy a second property. It’s a small duplex in a popular city. One side is already rented to a long-term tenant. The other is empty. You have two choices: Rent it out long-term and make a steady, lower monthly income. List it on Airbnb and triple your... Continue Reading →
In today's world, shopping is less about buying what you need and more about navigating a battlefield designed to separate you from your money. Big box stores, flashy sales, and "one-stop" convenience exist to make spending mindless. If you're serious about building real wealth and protecting your financial future, you need a better plan, one... Continue Reading →
We live in a world where convenience is king. One-click orders, two-day shipping, "rollback" prices, it's all designed to make buying effortless. But there's a dangerous truth hiding under the surface: every time you shop, you're funding more than just your purchase. You're funding a machine. And sometimes that machine is building a world you... Continue Reading →
There’s a lot of talk these days about "voting with your dollars." In 2025, I made a public decision to say goodbye to Walmart, aligning my everyday purchases more intentionally with my values. That was a big step. But today, it gets even more real: I needed new water filters. Simple, right? Except the main... Continue Reading →
In 2024, I wrote an article about why I was saying goodbye to Walmart, a personal decision that reflected a bigger goal: aligning my dollars with my values. For me and my family, it wasn’t just about shopping anymore; it was about using our purchasing power consciously. Fast forward to today: I needed water filters.... Continue Reading →
The investment fund now has 10 shares of Nike stock on the balance sheet. With current market fluctuations, certain companies are available at a great discount. Kenvue now has 31 shares, with an average cost basis of $21.89. It’s been an interesting experience so far, watching the market move and seeing solid companies fall into... Continue Reading →
Everyone thinks wealth is just about money. Get rich, and your problems disappear, right? Wrong. Money’s the easy part. Protecting your focus and your mental bandwidth, that's the real battle. Focus is your ability to aim your energy toward what matters. Mental bandwidth is how much clean energy you have left to give. Lose either,... Continue Reading →
How simplifying your self-image can reduce mental tax, protect your focus, and reshape your financial life Your Bank Account Follows Your Identity Most people try to get rich by changing their behavior, cut the lattes, stick to the budget, set goals. But the real lever isn't behavior.It’s identity. If you believe you're “bad with money,”... Continue Reading →
Why smart decisions become harder when your brain is broke, even if your wallet isn’t When people imagine the costs that hold them back financially, they think in numbers: rent, groceries, student loans, interest rates. But there’s another cost that doesn’t show up on your bank statement, and it might be the one silently wrecking... Continue Reading →
The Broke College Student 