A blog about college, investing, cooking, psychology, saving money and general life concepts.
Ever wondered why the price of your morning coffee rises when the economy isn’t doing so great, or why your bank’s interest rates go up when inflation is high? The answer lies in monetary policy, a tool the Federal Reserve (the Fed) uses to manage the economy. It’s not just a buzzword in economic circles;... Continue Reading →
Supply and demand drive everything in the economy, from the price of your morning coffee to how much you pay for rent. Understanding this fundamental concept helps explain why prices rise and fall and how businesses and consumers make decisions. Let’s break it down in a simple, clear way. What Is Supply and Demand? Supply... Continue Reading →
The economy doesn’t move in a straight line, it moves in cycles. Sometimes everything is booming, and jobs are easy to find. Other times, businesses close, and people struggle to make ends meet. These ups and downs follow a pattern called the economic cycle. Let’s break down how these cycles work, what causes them, and... Continue Reading →
Most people worry about rising prices, but what happens when prices drop? That’s called deflation. While lower prices might sound like a good thing, deflation can actually signal deeper economic problems. Let’s break down what deflation is, why it happens, and how it affects the economy. What Is Deflation? Deflation is the opposite of inflation.... Continue Reading →
You’ve probably heard the word “recession” thrown around in the news, especially when the economy starts slowing down. But what exactly is a recession? Why do they happen? And more importantly, how do they affect your daily life? Let’s break it all down in simple terms. What Is a Recession? A recession is a significant... Continue Reading →
Inflation is one of those words that gets thrown around a lot, especially when prices start rising and people feel like their money isn’t stretching as far as it used to. But what exactly is inflation? Why does it happen? And most importantly, how does it affect your finances? Let’s break it all down in... Continue Reading →
Have you ever hesitated to put money into the stock market, yet had no problem spending $5 on a Starbucks latte, $10 on overpriced campus snacks, or $20 on drinks over the weekend? If so, you’re not alone. Many people are more comfortable with spending money on small, everyday purchases than investing it in stocks,... Continue Reading →
The Moment I Knew I Had to Invest For years, I thought investing was only for people with thousands of dollars lying around. As someone on a low income, I couldn’t imagine how I’d ever build wealth when most of my money went toward essentials. But at the same time, I knew I needed another... Continue Reading →
Ever wondered how a successful career woman can redefine her life, build a new business, and still find balance in her personal life? Meet J.C. Wiatt, a highly successful New York City businesswoman whose life changes drastically when she inherits a baby and is forced to reevaluate her career priorities. J.C.'s story is a powerful... Continue Reading →
Have you ever faced challenges where it seemed like the deck was stacked against you, whether due to financial hardships, difficult family situations, or feeling underestimated by those around you? Meet Matilda, a young girl with extraordinary intelligence, but raised in a neglectful and financially struggling family. Despite the odds, Matilda uses her education, resourcefulness,... Continue Reading →
