Saving, Investing, and Living Without Debt, A Letter from the Stoics to the Modern World “It is not the man who has too little, but the man who craves more, who is poor.”— Seneca Somewhere between the noise of modern finance and the quiet hope of a better life, there’s a voice that still echoes... Continue Reading →
When Your Success Makes People Uncomfortable (And You’re Not Even Competing)
You’re just doing your thing. Writing. Building. Healing. Growing. You’re not loud about it. You’re not showboating. You’re not even “ahead” by most people’s standards, just focused, passionate, and slowly building a life you believe in. And then it starts. People act different. Distant. Maybe cold. They don’t clap. They don’t ask about your wins.... Continue Reading →
The Homework They Don’t Assign: Why Real Learning Starts After the Assignment Ends
Most people think homework ends when the professor stops grading it. They’re wrong. In truth, the real homework begins the moment the syllabus runs out, when you start connecting ideas across disciplines, watching a documentary about a topic you stumbled across in class, or following your curiosity into places no assignment ever asked you to... Continue Reading →
Pumpkin Pie and Share Dilution: Why Your Slice Gets Smaller When More People Sit at the Table
The holidays are a season of warmth, family, and food. Somewhere, right now, the smell of pumpkin pie is drifting through a kitchen. Picture it: a pumpkin pie fresh out of the oven, golden and fragrant. Everyone at the table is already eyeing their share. 🎃 Now imagine you’ve promised this pie to eight people.... Continue Reading →
The Difference Between Having Investments and Being an Investor
If you’ve ever spoken with a friend who talks about their “investments” as if they were possessions, trophies to be shown rather than living assets to be tended, you’re not alone. You can probably hear it in their tone: “I’ll be comfortable once I have some investments.” That sentence sounds harmless, even responsible. But underneath... Continue Reading →
Margin of Error: When a Lost Debit Card Stops Being a Disaster
On Saturday, the phone rang, waking me out of my sleep. It was the 24/7 fraud prevention team at my credit union. Someone had run a $65 charge through a company called City Sightseeing in Washington, D.C. That would’ve been a neat trick, since I live in Washington State and haven’t been on a bus... Continue Reading →
The Study Atmosphere: Why Ambience Matters More Than the Perfect Office
At 5:55 in the morning, with the house dim and quiet, I realized I had stepped into the kind of life I used to dream about. The only lights on are a single lamp beside me and the glow from the light above the stove in the kitchen. I had woken up at 4:30, unable... Continue Reading →
Fishing Poles and Frameworks: What Graham, Buffett, and Munger Really Gave Us
Most people think investing is complicated because the experts make it sound that way. Throw in a few Greek letters, an equation or two, and suddenly the average reader feels like they’ve wandered into an engineering seminar. But here’s the truth: the big ideas in investing are not hard to understand. They never were. What... Continue Reading →
Skin in the Game: Why Compounding Efforts Look Like Magic From the Outside
What People See vs. What Built It From the outside, people sometimes assume I have it all together. They see my straight A’s as a student. They see my global blog that reaches readers in dozens of countries. They hear that I have an investment fund. And the conclusion they jump to is: That I'm... Continue Reading →
Success Is Compounded, Not Discovered: Why Habits Build Wealth and Life
Success Isn’t Baked, It Emerges Joshua Kennon, a finance writer and investor, once wrote something that changed how I look at life: “You cannot bake a pie. A pie is a byproduct.” https://youtu.be/BNZrMuxjLOA?si=puHlW6TpEhmc7-Rf I found this yesterday and wanted to add it here. Give it a listen while reading. At first, it sounds confusing. Of... Continue Reading →
