A blog about college, investing, cooking, psychology, saving money and general life concepts.
Risk tolerance is a term we hear often in investing, but it’s more than just a number on a form or a quick survey you fill out when setting up your portfolio. It’s deeply personal and rooted in psychology. Why do some investors take high risks with their money, while others are incredibly cautious? The... Continue Reading →
In today’s world, social media influences almost every aspect of our lives. From the way we communicate to the way we shop, it's no surprise that it’s also shaping how we make financial decisions. In the past, stock market decisions were largely made by experts, but now, with platforms like Reddit, Twitter, and YouTube, anyone... Continue Reading →
A Butterscotch Toast to the End of an Era Wow, is all I can muster to myself as I sit here drinking a non-alcoholic butterscotch beer by Flying Cauldron. A friend/neighbor of mine brought down two bottles for the teen and me last night while we were sitting in the lobby, chatting with another neighbor.... Continue Reading →
The Great Depression remains one of the most devastating economic crises in modern history. From 1929 to 1939, financial markets collapsed, unemployment soared, and entire industries crumbled under the weight of economic despair. It was not just a stock market crash that triggered the crisis but a series of structural failures that revealed deep flaws... Continue Reading →
Financial mistakes aren’t just a modern-day issue, they’ve shaped history, economies, and individual lives. By looking back at some of the most significant financial blunders, we can learn valuable lessons that can help us make smarter financial decisions today. From catastrophic market crashes to speculative bubbles, the mistakes of the past offer insights into how... Continue Reading →
If you’ve been faithfully putting money into your savings account and have been waiting for it to grow, you might be feeling a bit disappointed. After all, you’ve probably been seeing very little return on your hard-earned cash. The problem is, traditional savings accounts often don’t offer the growth potential you need to build long-term... Continue Reading →
Impulse buying is something many of us have fallen victim to at one point or another. Whether it’s that pair of shoes you didn’t need, an online gadget you couldn’t resist, or the extra snack at the checkout counter, impulse buys can slowly add up and sabotage our financial goals. But why do we make... Continue Reading →
The Hype Train and Its Consequences On November 11, 2024, I wrote: "I just read something that said sell out of all your investments. My automatic response was ‘nope.’ Look, no matter what happens, there will be ups and downs in the market, and sometimes things will get ugly. Shit, I am scared too. But... Continue Reading →
In a world of instant gratification, where we can get anything we want with the click of a button, the concept of delayed gratification might seem outdated. But when it comes to achieving financial freedom, delayed gratification is one of the most powerful tools at your disposal. It’s the ability to resist the temptation of... Continue Reading →
Have you ever found yourself in a heated discussion with someone who, despite being intelligent and well-spoken, refuses to accept facts that challenge their deeply held beliefs? It's frustrating, right? You know they have the cognitive capacity to understand logic, yet they continue to cling to their perspectives, often blaming other groups, politics, or society... Continue Reading →
The Broke College Student 