A blog about college, investing, cooking, psychology, saving money and general life concepts.
This week, we did our grocery shopping at Safeway with a list in hand. We managed to stay $5 under budget for the week, and the leftover cash was immediately sent to our emergency fund. I meant it when I said in the last post that we were saying goodbye to Walmart. It felt right... Continue Reading →
For 2025, I have a goal in mind. One that I am not sure will work in the long run, but one I want to attempt for reasons that are personal to me and my household. That is, for 2025, I plan on not shopping at Walmart for the year and instead focusing on shopping at... Continue Reading →
Today, after enjoying Thanksgiving food, I did some online shopping for our own version of Black Friday and Christmas shopping. I sent $15 to the emergency fund, bought a share of Kenvue for $25, sent $6 into the Nike position, $50 into our Coca-Cola position, and then spent $156.90 on the replica jacket of Squad... Continue Reading →
I have always been an autodidact. It's why I am able to earn A's without reading all the material coming my way in my classes. It's helpful when you already know about a subject because you spent your free time reading about it years ago when you were delving into the said field at the... Continue Reading →
Something people need to understand about High-Yield Savings Accounts (HYSAs) is that the 5% and 4% interest rates were never going to last. I've seen many people online complaining about their savings rates dropping and asking for advice on where to move their cash next. I think this is absurd. Once again, you have people... Continue Reading →
Thanksgiving break is coming up, and for the first time in a long time, I had a full day to myself, which allowed me to take a look at the balance sheet for the investment fund. At the time of this writing, $1,426.65 sits on the balance sheet in assets. Kenvue makes up $629.23, with... Continue Reading →
Elections have consequences regardless of who wins. The sooner you understand this, the better prepared you will be to protect your family and the livelihood you depend on to care for the ones you love. This election, however, will have dire consequences for decades to come for those who don't fit a certain cutout of... Continue Reading →
The teen wanted Chinese takeout tonight and we got everything we wanted with no hesitation. It was what we both needed after a long month. Most of you that follow the blog know that I routinely eat at home because it is the most cost effective way to save money in our household, but tonight... Continue Reading →
It's 12:06 am, and I finally sit down to write this while watching ABC's 9-1-1. I am not sure where to start except to say that we decided to batten down the hatches on our household like we did in 2020. Ever since the election, we have noticed a shift in our household, and we... Continue Reading →
I know it has been a while. School has kept me busy and away from this blog. This is the first week I’ve been able to have a few days to myself in a row. I can't help but wonder if my professors knew this election was going to be terrible for a lot of... Continue Reading →
