A blog about college, investing, cooking, psychology, saving money and general life concepts.
Today, for the first time in a while, I logged into my Charles Schwab account and reviewed the dividend history for my first investment account. I wanted to check the recent dividends paid out, and to my pleasent surprise, Coca-Cola had paid dividends at the beginning of this month. When I looked closer, I noticed... Continue Reading →
Ever since I talked about needing to cut back on snacks and getting back in shape after having to adjust to being a college student—which means more time sitting at my desk—my tendency to save money has proven to show a correlation between consumption and saving money once again. Let me explain why and how... Continue Reading →
Today, I ran into an old neighbor at the transit station near my college. He was on the phone, arguing about a payment plan for the building I still live in. When he got off the phone he explained to me that because he had his cat, he owed money for carpet replacement in the... Continue Reading →
Something I want to introduce is a personal mental model that I am working on called Perceived Urgency Reduction. This framework helps me manage the pressure to make immediate spending decisions by recognizing that there will always be more opportunities and resources available in the future. I am sharing it here because it might be... Continue Reading →
Next month, I plan to see a movie at the Grand Cinema theater in my local city. I’ll be able to get in for free using my student ID and a piece of mail for proof of address. My teenager will also get in for free because he’s a student too. This is just another... Continue Reading →
There's a problem that many of us in the first world have, especially for those of us who live in America, and that is the false illusion that things are supposed to be a certain way from ground up no matter where we are in our financial stability stage. What I mean by that is,... Continue Reading →
Tonight, I am eating whole wheat thin spaghetti that cost me $1.99. It’s made with seasonings that I purchased several months ago, a jar of Ragu chunky garden pasta for $1.99, Italian ground turkey $3.99 and a bag of frozen pepper strips and onions. For dessert, I have Reese’s cups, which cost $1.79 for a... Continue Reading →
One of the best things I've ever read when it comes to accomplishing the things that you want done the most is to finish what is on your desk for today, and that is it. By doing so, you finish what is on your desk that will bring you one step closer to being richer,... Continue Reading →
It's 2:24 am. I am watching Suits on Netflix. I am on season 1, episode 3. While watching, I found myself thinking about balancing school and blogging, as I have been for the past couple of weeks, wondering if this blog will ever gain readership or if I will find a career once I graduate.... Continue Reading →
And why this chocolate empire should never go public. Photo by Mira Metzler on Unsplash Ever since the first time I unwrapped the gold foil off the chocolate hazelnut shell, where a delicate wafer encased a delectable chocolate cream surrounding a perfect whole hazelnut, causing the flavors to dance around my taste buds, I was... Continue Reading →
The Broke College Student 