A blog about college, investing, cooking, psychology, saving money and general life concepts.
This might sound simple for those who are already in the investing world or have been on this journey for a while, but something I remember from when I started out is how surprised I was about capital appreciation through multiple shares. My purpose here is to explain this to those of you who are... Continue Reading →
My first share of Disney was purchased in 2020 on June 2nd at $118.98, and I dollar cost averaged down while it fell into the 90s. Dollar-cost average down for those that are new to the world of investing means I continued to buy while the price fell cheaper than the initial purchase price. It... Continue Reading →
It feels like yesterday I just started blogging on here, preparing for the next chapter of my life. Becoming a student once again after taking time off for personal obligations, which at the beginning I wasn't ready to share. As the blog has progressed, some of you have come to know that I have a... Continue Reading →
Today, for the first time in a while, I logged into my Charles Schwab account and reviewed the dividend history for my first investment account. I wanted to check the recent dividends paid out, and to my pleasent surprise, Coca-Cola had paid dividends at the beginning of this month. When I looked closer, I noticed... Continue Reading →
Ever since I talked about needing to cut back on snacks and getting back in shape after having to adjust to being a college student—which means more time sitting at my desk—my tendency to save money has proven to show a correlation between consumption and saving money once again. Let me explain why and how... Continue Reading →
Today, I ran into an old neighbor at the transit station near my college. He was on the phone, arguing about a payment plan for the building I still live in. When he got off the phone he explained to me that because he had his cat, he owed money for carpet replacement in the... Continue Reading →
Something I want to introduce is a personal mental model that I am working on called Perceived Urgency Reduction. This framework helps me manage the pressure to make immediate spending decisions by recognizing that there will always be more opportunities and resources available in the future. I am sharing it here because it might be... Continue Reading →
Next month, I plan to see a movie at the Grand Cinema theater in my local city. I’ll be able to get in for free using my student ID and a piece of mail for proof of address. My teenager will also get in for free because he’s a student too. This is just another... Continue Reading →
There's a problem that many of us in the first world have, especially for those of us who live in America, and that is the false illusion that things are supposed to be a certain way from ground up no matter where we are in our financial stability stage. What I mean by that is,... Continue Reading →
Tonight, I am eating whole wheat thin spaghetti that cost me $1.99. It’s made with seasonings that I purchased several months ago, a jar of Ragu chunky garden pasta for $1.99, Italian ground turkey $3.99 and a bag of frozen pepper strips and onions. For dessert, I have Reese’s cups, which cost $1.79 for a... Continue Reading →
The Broke College Student 