Leila is 46. She lives alone in a rent-controlled apartment that’s more studio than home. Her bookshelves are full of screenplays, poetry collections, and books on liberation theory. She has two cameras, a light kit, and a dozen tote bags from women-led film festivals across the country. She’s single, child-free, and completely untethered, by choice.... Continue Reading →
Why Money Makes Us Anxious (Even When We Have Enough)
Money is supposed to make us feel secure. That’s the promise, isn’t it? Get enough, and your worries will disappear. Reach a certain balance, hit the income target, pay off the debt, and poof, the anxiety vanishes. And yet, for many people, that moment never arrives. They do all the right things. They earn, save,... Continue Reading →
Why You Avoid Looking at Your Bank Account, And How to Stop
Most people think money avoidance is about irresponsibility. That if someone just tried harder, or got organized, the problem would disappear. But avoiding your bank account isn’t about laziness, and it’s not a simple lack of discipline. It’s about psychology. It’s about emotional survival. And at its core, it’s about identity. To understand why you... Continue Reading →
A Season of Change: Investment Progress, Personal Loss, and What Comes Next
Mid-Year Investment Fund Update It’s been a while since I’ve updated you readers on the investment fund. It now sits at $2,061 as of today, as the market continues to churn at the hands of the president and the chaos that has been coming out of Washington since January. Still, I am over halfway to... Continue Reading →
Financial Case Study: Meet Ezra, a 23-Year-Old Rebuilding Life After Foster Care
Ezra is 23 and just recently aged out of the foster care system. For the first time in his life, he’s living entirely on his own, no caseworker, no group home, no social worker to check in on him. He has no parents or relatives to call for help. And now, he’s trying to survive... Continue Reading →
Financial Case Study: Meet James, The 35-Year-Old Caregiver Caught Between Survival and Sacrifice
James is 35 years old, and he’s been a caregiver since he was 19. When most people were starting their adult lives, going to college, moving out, starting careers, James was suddenly responsible for someone else. His mother had a stroke when he was just finishing high school. The dreams he had of becoming a... Continue Reading →
Financial Case Study: Meet Marisol, A Free Spirit in Her 40s, Healing and Starting Over
Marisol is 46. She lives in a shared craftsman-style home in the Pacific Northwest with two other women in their 30s and 40s, fellow artists, seekers, and soft rebels. The kind of home with mismatched chairs, prayer flags, handmade mugs, and books stacked sideways. Some months, it feels like a sanctuary. Other months, like the... Continue Reading →
Financial Case Study: Meet Alejandro, Managing Finances Without Legal Status in the U.S
Alejandro is 24 years old. He works six days a week doing backbreaking work as a cook at two different restaurants. He doesn’t complain. In fact, Alejandro is one of those people who seems to carry the weight of his world with quiet dignity. He doesn’t have much, but he always shows up early, stays... Continue Reading →
Case Study: Late Start, Still Moving — The 55-Year-Old with No Retirement Savings
Let’s talk about a woman named Nadine. She’s 55 years old and standing in the toothpaste aisle, trying to decide between the $1.99 store brand and the $3.29 name brand she’s used her whole life. This wasn’t how it was supposed to go. She thought by now, things would’ve stabilized. Maybe even gotten easier. But... Continue Reading →
Financial Case Study: A Single Mom of Three Kids Trying to Build a Better Life
If you’re reading this and you’re a single mom of three, maybe you’ve felt like the system wasn’t built for you. That every step forward is harder than it should be. That no matter how hard you work, you’re still always catching up on bills, on rest, on everything. This isn’t just a blog post.... Continue Reading →
