A blog about college, investing, cooking, psychology, saving money and general life concepts.
Titanic Inertia: When Legacy Becomes a Liability I want to walk you through a critical concept in investing that many overlook: the relationship between qualitative and quantitative factors. As you’ll see, this is about more than just numbers or spreadsheets; it’s about understanding how people run businesses, how financial data reflects behavior, and how investor... Continue Reading →
You’re just doing your thing. Writing. Building. Healing. Growing. You’re not loud about it. You’re not showboating. You’re not even “ahead” by most people’s standards, just focused, passionate, and slowly building a life you believe in. And then it starts. People act different. Distant. Maybe cold. They don’t clap. They don’t ask about your wins.... Continue Reading →
What People See vs. What Built It From the outside, people sometimes assume I have it all together. They see my straight A’s as a student. They see my global blog that reaches readers in dozens of countries. They hear that I have an investment fund. And the conclusion they jump to is: That I'm... Continue Reading →
Success Isn’t Baked, It Emerges Joshua Kennon, a finance writer and investor, once wrote something that changed how I look at life: “You cannot bake a pie. A pie is a byproduct.” https://youtu.be/BNZrMuxjLOA?si=puHlW6TpEhmc7-Rf I found this yesterday and wanted to add it here. Give it a listen while reading. At first, it sounds confusing. Of... Continue Reading →
Most people only ever see the leaves. They see the green, full tree in front of them, an investor with a portfolio, a student at a respected university, someone who lost weight, or a person running their own fund or blog. What they rarely see are the roots, the years of deposits, decisions, and compounding... Continue Reading →
Have you ever sat down to read a book, fully intending to get lost in it, only to slam it shut minutes later, heart racing, body buzzing, attention shattered? Maybe it’s a textbook, a self-help book, or something you actually want to read. You’ve set the mood: your music is playing, the light is soft,... Continue Reading →
You show up to work in clean clothes. You say “I’m fine” when your rent’s late. You bring snacks to the potluck even though you had to stretch $13 to make it happen. You keep the car clean, even though you’re two months behind on the insurance. You’re not rich. You’re not even “okay.” But... Continue Reading →
We live in a world of noise, endless content, curated feeds, performative engagement. But beneath all the distraction, there are still signals. Real ones. And if you know how to listen, how to track, how to read what isn’t being said out loud, you gain an edge. Whether you're a psychology student, a retail investor,... Continue Reading →
What does it mean to be rich? Ask that in America, and most people will answer with a number, $1 million, $5 million, “enough to never worry again.” But ask the same question in other parts of the world, and the answer shifts. In some places, being rich means having a home full of people... Continue Reading →
Your car breaks down. The repair is $1,200. You stare at the estimate, phone in hand, and realize there’s no one to call. Not because you’re too proud. Not because you’re irresponsible. But because there is no one. Financial loneliness is the feeling of being utterly alone in your money life. No co-signer. No backup.... Continue Reading →
The Broke College Student 