A blog about college, investing, cooking, psychology, saving money and general life concepts.
Are You Too Attached to Your Stocks? Imagine spending weeks researching a stock, diving into financial reports, watching expert interviews, and analyzing every detail. You finally hit the “Buy” button and feel a rush of confidence, you’ve made an informed choice. But months later, despite warning signs and a declining stock price, you refuse to... Continue Reading →
Why Investors Favor What They Know Have you ever invested in a company just because you love its products? Maybe you stocked up on Apple shares because you use an iPhone or grabbed some Starbucks stock because you can’t start your day without a Venti latte. If so, you’ve experienced familiarity bias, a common behavioral... Continue Reading →
I Used to Know Some… Well, Maybe a Few I’ve known plenty of people who made way more money than I did, $50,000 a year or more, while I was scraping by on a low income. And yet, despite drowning in debt, they somehow thought they were better with money than I was. To them,... Continue Reading →
Have you ever wondered how discrimination shapes our behaviors and self-perception? Jane Elliott’s controversial classroom experiment holds the key. This landmark study, conducted in 1968, took a unique approach to teach her students about racism and prejudice by giving them a direct experience of discrimination. But even though this experiment took place decades ago, it... Continue Reading →
The Endowment Effect is one of those sneaky psychological biases that influences how we handle money—whether we’re hoarding old clothes, refusing to sell a losing stock, or holding onto cash like it’s our last lifeline. But here’s the twist: while this bias can hurt your finances, it can also be harnessed to build wealth if... Continue Reading →
Why College Students Should Start Investing Early Investing isn't about getting rich overnight; it’s about building wealth over time. As a college student or young adult, you have a unique advantage—the gift of time. The earlier you start, the more compounding works in your favor. But where should you begin? There’s no shortage of books... Continue Reading →
The Cost of Regret in Money Decisions We’ve all been there—standing at the register, wondering why we just spent $200 on textbooks we might not even need, or staring at a stock chart, regretting selling too soon. The feeling is the same: I should have known better. But here’s the truth—whether you're a college student... Continue Reading →
In today’s world, where reading comprehension is declining, and deep analysis is becoming rarer, I’ve noticed an interesting trend: people love using the phrase “apples to oranges” to dismiss comparisons they don’t fully understand. But more often than not, the things they claim are incomparable actually share the same underlying principles, they just aren’t willing... Continue Reading →
Most people assume that the wealthy live in lavish mansions, drive brand-new luxury cars, and spend without limits. But the truth is, many millionaires—especially self-made ones—live more like the average person than you’d expect. Warren Buffett, one of the richest men in the world, still lives in the same Omaha home he bought in 1958.... Continue Reading →
I had a dilemma, and I wanted to figure out whether this was just a habit or something I should actually do. I went to the bakery yesterday and finally found a cake slice I’ve been wanting for a long time, maybe years. It was a chocolate raspberry chocolate cake slice, with a buttercream and... Continue Reading →
The Broke College Student 