A blog about college, investing, cooking, psychology, saving money and general life concepts.
Why College Students Should Start Investing Early Investing isn't about getting rich overnight; it’s about building wealth over time. As a college student or young adult, you have a unique advantage—the gift of time. The earlier you start, the more compounding works in your favor. But where should you begin? There’s no shortage of books... Continue Reading →
The Cost of Regret in Money Decisions We’ve all been there—standing at the register, wondering why we just spent $200 on textbooks we might not even need, or staring at a stock chart, regretting selling too soon. The feeling is the same: I should have known better. But here’s the truth—whether you're a college student... Continue Reading →
In today’s world, where reading comprehension is declining, and deep analysis is becoming rarer, I’ve noticed an interesting trend: people love using the phrase “apples to oranges” to dismiss comparisons they don’t fully understand. But more often than not, the things they claim are incomparable actually share the same underlying principles, they just aren’t willing... Continue Reading →
Most people assume that the wealthy live in lavish mansions, drive brand-new luxury cars, and spend without limits. But the truth is, many millionaires—especially self-made ones—live more like the average person than you’d expect. Warren Buffett, one of the richest men in the world, still lives in the same Omaha home he bought in 1958.... Continue Reading →
I had a dilemma, and I wanted to figure out whether this was just a habit or something I should actually do. I went to the bakery yesterday and finally found a cake slice I’ve been wanting for a long time, maybe years. It was a chocolate raspberry chocolate cake slice, with a buttercream and... Continue Reading →
Today I was watching The Banker, a movie about a Black investor who, at the time, was hindered from succeeding at the American dream. He had to become creative in how he went about acquiring real estate. Bernard Garrett and Joe Morris built an empire by understanding finance and real estate inside out, yet due... Continue Reading →
Today, we took an impromptu trip to Corina Bakery, for a slice of cake. It's a favorite spot to hang out and enjoy some sweets for many Tacoma residents. (Even better the Tacoma Grand Cinema is right next door.) The weather was a bit dreary, as it often is living in the Pacific Northwest, but... Continue Reading →
Growing up, there was a time when we had a bit of money. My dad was a pharmacist, but there were seven people in the home, so six figures didn’t stretch far, as you can imagine. We weren’t exactly hurting, but that changed when he got sick, and my mom went back to school to... Continue Reading →
Most people assume that millionaires drive luxury cars, live in giant houses, and spend like there’s no tomorrow. But the Millionaire Next Door type? They blend in. They live below their means, accumulate wealth quietly, and apply principles of behavioral finance to money decisions—sometimes without even realizing it. Here’s how secret millionaires use behavioral finance... Continue Reading →
Chess is one of the oldest games in the world, a battle of minds where every move is intentional, every sacrifice calculated, and every victory earned through foresight and adaptability. It’s not just a game—it’s a way of thinking. It’s a framework for life. Those who treat life like chess stay ahead. Those who play... Continue Reading →
