A blog about college, investing, cooking, psychology, saving money and general life concepts.
Changing your money habits should be simple—spend less, save more, invest wisely. So why do so many people stay stuck in the same financial struggles year after year? It’s not that they can’t change. It’s that change is uncomfortable, and struggling with money—while frustrating—is often the easier, more familiar path. The Psychology of Staying Stuck... Continue Reading →
The Reality of Inflation and Everyday Costs Inflation has hit nearly every aspect of our daily lives. From the cost of eggs to the price of toilet paper, it seems like basic necessities are getting more expensive by the day. Meanwhile, what we once considered luxuries—like streaming services and eating out—have become ingrained in our... Continue Reading →
If you’re a broke college student craving Chinese food but don’t want to break the bank, this quick and easy homemade Chinese meal is the perfect solution. The teen and I were craving some Chinese food recently, but the closest restaurant charges $25 for a large serving of orange or sweet and sour chicken with... Continue Reading →
It’s Been a While… It’s been a while since I’ve written my thoughts on this blog. I've been focused on adding some value lately through value investing and how readers can benefit from this analysis and strategy that is often seen through the old guard—meaning older investors like Warren, the late Charlie Munger, and those... Continue Reading →
Investing in the stock market is much like a game of chess. At the outset, a player might have to decide on the first few moves, assessing the value of each piece on the board. Similarly, investors must evaluate the value of stocks, understanding their strengths and weaknesses before making a move. This is where... Continue Reading →
In the world of investing, there's a well-known saying: "Be fearful when others are greedy, and greedy when others are fearful." This quote from Warren Buffett is more than just a catchy phrase—it’s a proven approach to investing. It’s not about chasing quick profits or making impulsive moves. Instead, it’s about thinking strategically, like a... Continue Reading →
I came across this Google Doc I wrote years ago, which started as a conversation in ChatGPT. As someone who’s loved reading for as long as I can remember, I was a Hooked on Phonics kid—probably due to my dyslexia, which I didn’t know I had at the time. I always thought it was because... Continue Reading →
Introduction: Mr. Market and His Mood Swings Investing legend Benjamin Graham introduced one of the most useful mental models for understanding the stock market: Mr. Market. He’s an emotional, unpredictable friend who constantly changes his mind about what stocks are worth. Some days, he’s euphoric, pricing everything sky-high. Other days, he’s deeply depressed, selling stocks... Continue Reading →
Rediscovering an Old College Paper While I was cleaning up disk space on my laptop for the latest Windows 11 update, I found this old paper I wrote during my first attempt at college back in 2014. Man, how time flies and paper writing skills improve when you are actively working on them. CMST 101:... Continue Reading →
Introduction: The Wisdom of Charlie Munger and Ben Graham’s Cigar Butt Strategy I was reading a library book on the bus on the ride home after picking up my teen some breakfast cereal and gaming snacks, and I came across this wisdom from Charlie Munger on Ben Graham and cigar butts. It really got me... Continue Reading →
The Broke College Student 