A blog about college, investing, cooking, psychology, saving money and general life concepts.
When I first started my journey to understanding wealth, I got my hands on all the financial books I could find, including those that now read like a conman had written them. In the beginning, I didn’t know what to look for. I just knew one thing: I wanted to be well-off. It wasn’t until... Continue Reading →
I sent $50 at the beginning of the month into our $KO position, which now has 43 shares, accumulating one additional share each year through dividend reinvestment. This has been the most rewarding position to date, extending beyond financial benefit. As I’ve mentioned numerous times on this site, Coca-Cola was the first company we invested... Continue Reading →
This is a great college student meal for anyone on a budget and looking for a comforting, savory dish to get through winter. I bought a 5lb bag of russet potatoes for $2.49, a carton of unsalted beef broth for $3.00, a 1lb bag of baby peeled carrots for $2.29, a yellow onion for $1.17,... Continue Reading →
I was scrolling through Instagram a week ago and came across a stay-at-home mother with two kids and a husband. She created an account on Instagram to document what she cooks for her family on a low-income budget. Most of the comments were encouraging and polite. Others, not so much. One common comment that was... Continue Reading →
A while ago, I noticed something in the market—blue chip stocks were lower than usual. Nike was one of them. This was confirmed when one of my favorite investors who I see as a mentor posted an article supporting my suspicions. I started acquiring shares back in September. The first Nike share I ever purchased... Continue Reading →
This week, we did our grocery shopping at Safeway with a list in hand. We managed to stay $5 under budget for the week, and the leftover cash was immediately sent to our emergency fund. I meant it when I said in the last post that we were saying goodbye to Walmart. It felt right... Continue Reading →
For 2025, I have a goal in mind. One that I am not sure will work in the long run, but one I want to attempt for reasons that are personal to me and my household. That is, for 2025, I plan on not shopping at Walmart for the year and instead focusing on shopping at... Continue Reading →
Today, after enjoying Thanksgiving food, I did some online shopping for our own version of Black Friday and Christmas shopping. I sent $15 to the emergency fund, bought a share of Kenvue for $25, sent $6 into the Nike position, $50 into our Coca-Cola position, and then spent $156.90 on the replica jacket of Squad... Continue Reading →
I have always been an autodidact. It's why I am able to earn A's without reading all the material coming my way in my classes. It's helpful when you already know about a subject because you spent your free time reading about it years ago when you were delving into the said field at the... Continue Reading →
Something people need to understand about High-Yield Savings Accounts (HYSAs) is that the 5% and 4% interest rates were never going to last. I've seen many people online complaining about their savings rates dropping and asking for advice on where to move their cash next. I think this is absurd. Once again, you have people... Continue Reading →
The Broke College Student 